AFLAC is a leading provider of insurance sold on a voluntary basis at the worksite in the United States and the largest foreign insurer in Japan. A Fortune 500 Company, AFLAC offers policies to employees with more than 248,100 payroll accounts.

To combine aggressive strategic marketing with quality products and services at affordable prices to provide the best insurance value for consumers.

Accident / Disability:

		Emergency Treatment
		Specific - Sum Injury
		Accidental - Death
		Initial Hospitalization
		Hospital Confinement
		Wellness

Short - Term Disability

		Selection of:
			Monthly benefit amount
			Elimination period
			Benefit Period
		Guaranteed - renewable to age 70
		Benefits paid directly to you unless you chose otherwise
		Benefits paid regardless of any other insurance

Cancer:

		First - occurance
		Hospital Confinement
		Radiation and Chemotherapy
		Cancer Screening Wellness
		Surgery / Anesthesia
		NCI Evaluation and Consultation
		Home Health Care

Hospital Indemnity:

		Hospital Confinement
		Surgery (inpatient & outpatient)
		Ambulence
		Wellness (Level 2 only)
		Short - Stay
		Rehabilitation Unit
		Heart Attack, Stroke, Coma and Paralysis

Intensive Care:

		Daily ICU Confinement
		Daily Sub - Acute Unit Confinement
		Human Organ Transplant
		Ambulence Service

Specified Health Event:

		Pays a First - Occurance Benefit as well as Hospital Confinement and Continuing Care Benefits for:
			Heart attack & coronary artery bypass surgery
			Stroke
			Major human organ transplant
			Major third - degree burns
			Coma
			Paralysis

Our office does not sell AFLAC directly, we have a partnership with them through Richard Ross. You may contact Richard Ross at ( 707 ) 578 - 5078 Extension - 6638. Or for further information please visit the AFLAC website at www.aflac.com