|
Protects your income in event of pre-mature death (example: $1,000,000 invested at 6% net after tax will provide $60,000 per year take home pay to pay personal expenses).
|
|
|
|
What kind? Term life is the best value and insurers are competing for your dollars. Rates are 50% less than they were 10 years ago. Level guaranteed rates from 10-30 years.
|
|
|
All other types of life insurance, Universal, Whole Life, Indexed and Variable have much higher term rates inside them. If cash value life is desired, we recommend blending term to enhance the performance of these contracts.
|
|
|
Complete Quote - our system of providing guaranteed price comparisons of all the plans Level 10, term through Whole Life. In addition we review your current plan and report income protection values.
|
|
|
Other special contracts include Estate Planning Life, Life with a major illness feature, Life with a disability feature and Life with a long term care feature.
|
|
|
Other special disability programs for individuals are, injury only disability and mortgage disability due to the fact that 59% of all foreclosures are because of this lack of coverage.
|
