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Disability protection for seniors covering in-home care, adult day care and nursing home care.
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To collect benefits one must not be able to perform 2 out of 7 adult daily living skills or have cognitive impairment (confirmed with assessment)
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Rates are not guaranteed with most companies (a few offer 10 year guarantees), so price is a moving target in the future
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Typically we will recommend companies that are highly rated financially with a large advertising presence due to the pressure of negative publicity of raising senior rates
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Contract provisions are key in making a proper choice for our clients situation
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